Do you sell high-priced products and deliver normally after a few days or weeks?

Offer your customers the opportunity to do for the purchase initially only the down payment. The remaining amount is debited from the customer's account after a period that you determine as a dealer. The height of the final payment and the timeframe influence the interest rate that you will be charged. The interest rate is usually 7.5% per annum. If a customer chooses the deposit sales opion , you get optionally the value of the basket minus the fees and interest credited directly by a German universal bank.